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License #0505389 |
Accidents are the leading cause of death for people in all age groups up to age 45, and accidents are the 3rd leading cause of death up up age 65.*
Each day, over 300 people in the U.S. will die in accidents and over 66,000 people will suffer disabling injuries.*
Unfortunately, many families may be financially unprepared for this unexpected loss. A serious accidental injury or death of a wage earner can be devastating, even in two income families. Mortgage payments, rent, child day care expenses and day-to-day living costs may all be jeopardized if the money is not there to help provide financial security.
The Group AD&D insurance plans underwritten by AC Newman/Gerber Life can pay valuable benefits if an enrolled employee or dependent dies or is injured as the result of a covered accident.
Group Accidental Death and Dismemberment (AD&D) insurance typically costs a fraction of group life insurance, providing a significantly more affordable insurance solution.
Any employer who wishes to provide enhanced, broader and more visible coverage, at a reduced cost, than benefits afforded by group life insurance should consider Basic AD&D coverage.
24/7 Business and Pleasure coverage is customized in a carve out plan to supplement the group life plan. Some of the many benefits that can be provided include:
- Paralysis
- Coma
- Loss of use
- Rehabilitation Expenses
- Permanent Disfigurement
- Surgical Reattachment
- Terrorism
- Day Care
- College Education
- Funeral Expense
Flexible Principle Sum amounts up to $5,000,000**
War Risk Coverage is available in the event employee travel includes foreign countries.
A global emergency services program from Assist America, provides immediate access to doctors, hospitals and other services when a member is faced with a medical emergency which is more than 100 miles from their home.
Download (Microsoft Word Doc.) Request For Proposal-Basic AD&D
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* National Safety Council. 2007 Injury Facts
** Greater limits can be provided where necessary.